|COMMERCIAL SPECIALISTS INSURANCE SERVICES
is one of the largest agencies in the Western States that focus exclusively on the
needs of the Western States Building Trade Contractor.
This coverage is primarily
for large pieces of equipment such as bulldozers, cranes, backhoe loaders,
forklifts, as well as large equipment bolted to the floor of a shop. It
can also be used to insure personal tools against theft/loss.
Use the Equipment Coverage Application to list equipment to be covered,
and be sure to include a description of your operations and how the equipment
will be used. For insurance purposes, "Equipment" is mobile,
and can be moved from site to site.This type of coverage can also be used
to insure personal tools against theft/loss. You can list "personal
tools" with a lump sum value.
"Property" is stationary, such as a building, or machinery
bolted down to the floor. The contents of a building, such as office equipment,
fixtures etc. can also be covered on a Property Policy. Use the Property
Coverage Application to get coverage for your owned building and its contents.